Terms of Service

1. Acceptance of Terms

By accessing or using MK Flip (the "Service"), operated by Marlowe Keynes Research, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

MK Flip provides financial research tools, company analysis flipbooks, market data visualization, and related investment research services. The Service aggregates publicly available financial data and presents it through interactive reports, charts, and analytical tools.

3. Not Financial Advice

The information provided through MK Flip is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. All data, analysis, and reports are provided "as is" without warranty of any kind. You should consult with a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results.

4. User Accounts

Certain features of the Service require account registration. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any part of the Service
• Scrape, crawl, or use automated means to access the Service without permission
• Redistribute, resell, or commercially exploit Service content without authorization
• Interfere with or disrupt the integrity or performance of the Service
• Impersonate any person or entity in connection with the Service

6. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, icons, data compilations, and software — are the property of Marlowe Keynes Research or its licensors and are protected by intellectual property laws. Financial data is sourced from third-party providers and is subject to their respective terms.

7. Data Sources and Accuracy

Financial data displayed on MK Flip is sourced from third-party data providers including Financial Modeling Prep, FRED, and other reputable sources. While we strive for accuracy, we do not guarantee the completeness, timeliness, or accuracy of any data. Data may be delayed and should not be relied upon for real-time trading decisions.

8. Limitation of Liability

To the maximum extent permitted by law, Marlowe Keynes Research shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising out of or related to your use of the Service.

9. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Service. Your continued use of the Service after any changes constitutes acceptance of the modified Terms.

10. Termination

We may terminate or suspend your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

12. Contact

For questions about these Terms, please contact us at [email protected].